Universal Career School is approved by the United States Department of Education to participate in the Federal Pell Grant Program, the Federal Family Education Loan Program, Federal Direct Student Loan Program, Federal Perkins Loan Program, Federal Supplemental Educational Opportunity Grant Program, and Federal Work-Study Program.

Students wishing to apply for federal financial aid may pick up a free application for Federal Student Aid (FAFSA) from the institution. Prospective students may also complete an application online at FAFSA.ed.gov. Students planning to apply will need to bring certain personal financial information needed to complete the application. Universal Career School has a Financial Aid Coordinator that can help applicants to complete the application. The Financial Aid Office is open Monday and Wednesday from 10:00 a.m. to 7:00 p.m., Tuesday, Thursday, and Friday from 9:00 a.m. to 5:30 p.m.

Federal Aid Eligibility

The following is required when applying for Financial Aid:
  • Proof of High School Diploma or a General Education Diploma (GED).
  • Be enrolled as a student in an eligible program.
  • Be a U.S. Citizen or eligible non-citizen.
  • Have a Social Security Number.
  • Maintain satisfactory academic progress.
  • Sign a Statement of Educational Purpose/Certification Statement on refunds and default.
  • Register with the Selective Service, if required.

Federal student loans are real loans and must be paid back. Applicants can obtain a copy of “Repaying your Student Loan” printed by the U.S. Department of Education, from the Financial Aid office, explaining how loans are to be repaid. The Financial Aid Administrator will explain how to apply for a student loan or he/she can visit www.fafsa.ed.gov to apply.

The United States Department of Education requires that individuals who have been convicted of a drug crime complete or be enrolled in a drug rehabilitation program prior to Title IV Student Aid eligibility.

Refund Policy for Federal Title IV Funded Programs

As required by Federal Regulation, any student who withdraws or is otherwise terminated from the program must have the amount of their Title IV Student Aid Funds earned and/or refunded to be calculated in accordance with the following summarized procedure:

  • Percentage of aid earned = the number of scheduled hours in the payment period completed up to the student’s last date of attendance as per the school’s attendance records, divided by the total clock hours in the payment period. Payment period is defined as the number of clock hours applicable to the period for which the most recent Title IV disbursement has been made or is due to be made.
  • If this percentage is greater than 60%, the student earns 100% of the disbursed Title IV funds or aid that could have been disbursed.
  • If this percentage is less than 60%, then the percentage earned is equal to the calculated value.

Funds are returned to the appropriate federal program based on the percent of unearned aid using the following formula:

  • Aid to be returned = (100% minus the percent earned) multiplied by the amount of aid disbursed toward institutional charges. If a student earned less aid than was disbursed, the institution would be required to return a portion of the funds and the student may be required to return a portion of the funds. All Title IV funds that the institution must return will be made no later than 45 calendar days after the date the school determines that the student withdrew.
  • When Title IV funds are returned, the student may owe a balance to the institution.
  • If a student earned more aid than was disbursed to him/her, the institution must send written notification to the student (or parent for PLUS loan funds) to offer a post-withdrawal disbursement for any amount not credited to the student’s account no later than 30 calendar days after the date that the school determines that the student withdrew . The institution is required to make a post-withdrawal disbursement within 45 days of the student’s date of determination that they withdrew for grants and 180 days of the student’s date of determination that they withdrew for loans.

Refunds are allocated in the following order:

  • Un-subsidized Federal Stafford Loan
  • Subsidized Federal Stafford Loan
  • Federal Parent (PLUS) Loan
  • Federal Pell Grant
  • Federal Supplemental Opportunity Grant
  • Other Title IV assistance
  • State Tuition Assistance Grants (if applicable)
  • Private and institutional aid
  • The student

Please see Policies for additional information.

Gainful Employment Information

The October 29, 2010, regulations that went into effect on July 1st, 2011, include a provision, at 34 CFR 668.6(b), that requires institutions to disclose, for each or their GE programs, certain information about the programs to prospective students such as the U.S. Department of Labor’s Standard Occupational Classification (SOC) code of the occupations that the programs prepares students to enter, on-time graduation rates, tuition and fees per program, job placement rate per program and the median loan debt incurred by students who completed the program.

Gainful Employment